Why Get Pre-Qualified for a Mortgage?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use the details that you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and it is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

Need Assistance?

Looking for Mortgage Advice? Let me introduce you to Darlene Hashem a trusted RBC Mortgage Expert who can assist you!


Darlene Hashem

RBC Mortgage Specialist

Let’s work together to achieve your financial goals.

 Darlene Hasham RBC Mortgages, Mortgage Specialist








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